Try the Daily Briefing
Try the Daily Briefing for your country of choice for two weeks--free of charge and with no obligation.
Have a service or subscription question? We'd be happy to hear from you.
Intelligence for Better Decision Making
| Domain | Causal Chain | Possible Outcome |
|---|---|---|
| Households | (House-price-to-income ratio ↑ → Housing cost-to-income burden ↑ → Household loan-delinquency rate ↑ → Precautionary savings gap ↑) | Widening precautionary savings gaps cut discretionary spending and dampen consumption growth. |
| Households | (Household debt-service ratio ↑ → Household loan-delinquency rate ↑ → Consumer confidence diffusion index ↓ → Private consumption growth volatility ↑) | Increased consumption volatility complicates macroeconomic management and undermines stable growth. |
| Financial System | (Credit-to-GDP gap ↑ → Financial-conditions index ↓ → Housing-market crash probability ↑ → Shadow-bank default cascades ↑) | Heightened crash risk could trigger widespread defaults in shadow banks and amplify financial instability. |
| Governance & Law | (Policy-implementation speed ↓ → Public-investment execution ratio ↓ → Infrastructure-quality index ↓ → Urban productivity premium ↓) | Slower policy execution and poorer infrastructure depress urban productivity and competitiveness. |
| Infrastructure & Urbanization | (Construction-permit issuance time ↑ → Housing-affordability index ↓ → Informal-settlement growth rate ↑ → Informal-settlement population share ↑) | Delays in permits fuel informal settlements, straining municipal services and exacerbating urban inequality. |
| Firms | (Market concentration trend ↑ → SME loan-rejection rate ↑ → Business-formation rate ↓ → Employment growth in the business sector ↓) | Tighter SME lending and lower start-ups slow job creation and hinder inclusive business-sector growth. |
| Macroeconomics & Growth | (Credit impulse (% GDP) ↑ → Asset-price wealth effect ↑ → Private consumption growth volatility ↑ → Output gap (% GDP) ↓) | Consumption swings widen the output gap, complicating policy efforts to stabilize growth. |
| Households | (Housing cost-to-income burden ↑ → Income-volatility (monthly) ↑ → Social-trust composite swing ↓ → Residential protest vandalism rate ↑) | Rising housing stress erodes social trust and can spur protest-related vandalism. |
| Politics | (Policy-uncertainty index deviation ↑ → FDI net inflow (% GDP) ↓ → Business fixed-investment growth deviation ↓ → Potential GDP growth revision ↓) | Heightened policy uncertainty reduces FDI and business investment, prompting downward revisions to potential GDP growth. |
| Financial System | (Asset-price valuation metrics ↓ → Housing-market crash probability ↓ → Financial-conditions index ↑ → Credit-availability index (SME loan approval) ↑) | Valuation corrections ease crash risk, improving conditions and boosting SME credit availability. |
Erudite Risk takes an all risks approach to intelligence reporting. We categorize key intelligence into one of 40 different risk intelligence categories.
The goal is to provide intelligence that allows decision makers to avoid being blindsided by what they may have missed, while informing them to make better decisions as well.
Erudite Risk also includes operations categories so you can monitor the environment for better decision making. Everything is tied together--what happens in risk affects operations and what happens in the market impacts risk profiles.
We categorize key intelligence into one of 30 different operations intelligence categories.
Different roles and functions within the organization can monitor different key issue areas. HR may monitor employment, wages, regulations, labor and management relations, etc., while P&L leaders may monitor overall developing trends.
Xây hồ điều hòa gần 600 tỷ đồng giảm ngập cho Nha Trang
Building a nearly 600 billion VND regulation lake to reduce flooding in Nha Trang
VN Express | Local Language | News | Jan. 19, 2026 | Regulation
The Khánh Hòa Provincial People's Committee approved an adjustment to the investment policy for a regulation lake project in Tây Nha Trang Ward on January 14, 2026. The project, classified as Group B, is scheduled for implementation from 2025 to 2027 and includes a system of regulation lakes, waterside walking paths, greenery, and water channels connecting the lake to the railway and Cái River. The project aims to improve urban drainage infrastructure, mitigate flooding risks amid rapid urbanization, and provide additional green public spaces.
The project's budget has increased from over 380 billion VND in 2021 to 585 billion VND, funded by the provincial budget. The costs cover compensation, assistance, resettlement (over 322 billion VND), construction (over 152 billion VND), and project management, consultancy, and related expenses. The project’s name was changed to "regulation lake for Tây Nha Trang Ward" to align with updated subzone planning for the Hòn Nghê area. The Provincial Development Project Management Board will oversee project implementation, ensuring adherence to schedules and quality standards.
Additionally, Khánh Hòa authorities proposed a nearly 2,000 billion VND flood drainage channel project combined with Road D25 to further reduce flooding risks in Tây Nha Trang Ward and Diên Điền Commune. This proposal follows severe flooding in November 2025, which caused 22 deaths and extensive damage in Khánh Hòa, particularly heavily affecting Tây Nha Trang and Diên Điền, with total losses exceeding 5,000 billion VND.
Vietnam accelerates rare earth strategy to strengthen strategic autonomy
Vietnam Net - E | English | News | Jan. 19, 2026 | Geopolitical Conflict and Disputes
On January 17, Prime Minister Pham Minh Chinh chaired a high-level cabinet meeting where the government reviewed several key agendas, notably the national rare earth strategy. Emphasizing the importance of rare earth development as a foundation for national self-reliance, the Prime Minister outlined five main policy directions and stressed strengthened state management. Vietnam, home to some of the world's largest rare earth reserves, plans to transition from raw extraction to advanced processing and application, focusing on institutional reform, deep processing technologies, and high-quality value chains.
The strategy encourages public-private partnerships, backed by financial incentives aimed at attracting domestic and foreign investments. Government agencies are tasked with facilitating technology transfer and adopting sustainable extraction and processing methods. Additionally, digital transformation will be utilized to enhance governance, transparency, and resource tracing throughout the rare earth value chain. Collaboration between central and local governments, scientific institutions, and the private sector is set to be a cornerstone, with an emphasis on smart governance and environmental protection to balance economic and ecological priorities.
The meeting also addressed challenges in transitional build-transfer (BT) infrastructure projects initiated before regulatory updates. The Prime Minister directed the Ministry of Finance and related bodies to expedite drafting a government resolution to resolve legal issues promptly. For projects already audited, the resolution will guide compliance and corrections, while those pending oversight will be managed by provincial authorities, emphasizing local accountability. The resolution aims to respect legal standards, fairness, and risk balance among the state, investors, and the public.
Vietnam’s accelerated rare earth strategy arises amid increasing global demand for rare earths used in electric vehicles, smartphones, and defense technologies, with supply concentrated in few countries. By advancing processing capabilities and technology, Vietnam aims to add strategic value to its rare earth resources, enhancing its role in the green economy, digital transformation, and global tech supply chains, thereby reinforcing its economic sovereignty.
Gánh nặng khôn lường do sốt xuất huyết Dengue: Góc nhìn từ người trong cuộc
The Unseen Burden of Dengue Hemorrhagic Fever: Perspectives from Those Affected
Bao Dien Tu | Local Language | News | Jan. 19, 2026 | Epidemics and Pandemics
From December 14, 2024, to December 17, 2025, Vietnam recorded 181,200 cases of dengue hemorrhagic fever with 43 deaths, marking a 33% increase in cases and 17 additional deaths compared to the previous year. The southern region remains the most affected, particularly in the Southeast provinces such as Bac Tan Uyen, Bau Bang, and Ben Cat, while Hanoi in the North has reported over 6,000 cases with a rising trend.
Severe complications often result from late hospital admissions, as symptoms can worsen between days three and seven, when patients may experience plasma leakage, shock, bleeding, and organ failure. Cases highlighted include a 7-year-old child developing acute liver failure due to hemophagocytic syndrome and an adult with underlying health conditions falling into severe shock. Adults with conditions like kidney disease, cardiovascular disease, and diabetes face a threefold higher risk of severe illness.
Long-term effects after recovery also burden patients and families, including physical weakness, hair loss, menstrual irregularities, and memory issues, impacting quality of life and work capacity. Financial strain is substantial; severe dengue cases require costly intensive care treatments, with expenses exceeding 280 billion dong in the first nine months of 2025. The disease stresses both the healthcare system and the socioeconomic fabric through missed school and work.
Prevention remains the primary strategy, as there is no specific antiviral treatment for dengue hemorrhagic fever. Public health measures focus on eliminating mosquito breeding sites, protecting against bites, and seeking early medical attention upon symptom onset. Dengue vaccination has emerged as a promising preventive tool, with experts stressing that investment in prevention saves significant treatment costs and safeguards long-term health.
Try the Daily Briefing for your country of choice for two weeks--free of charge and with no obligation.
Have a service or subscription question? We'd be happy to hear from you.
info@eruditerisk.com
The Daily Briefing is delivered Monday through Thursday via email.
Each day's reports include a combination of:
Takes
Takes are our deep dives into a topic of enduring interest or concern. Takes include copious references to all the media resources we gathered to build them.
Developments
Developments are key issues and incidents being heavily reported on in country. These are the centers of local thought gravity around which everything else revolves.
Risk Media
Summaries and analysis of the most important risk issues reported on in media, arranged by risk category. Learn about risk trends and issues while they are developing--before they blow up.
Ops Media
Summaries and analysis of the most important operational issues reported on in media, arranged by operations category. See what's changing in your market, and what's not.
Government Releases
Government press and data releases on key economic data, regulation, law, intiatives, incidents. Straight from the government's press to your eyes in less than a day.
Embassy and Business Association Releases
Statements and news releases from foreign embassies and business/industry associations, including chambers of commerce.
The Daily Briefing can run 50-100 pages each day!
Luckily, Erudite Risk tailors every report specifically to you.
Content Filtering
We try hard to ensure that every piece of information included in each day's reports will be of interest to our readers.
To fulfill our goal of comprehensively monitoring the intelligence landscape and also keeping reports readable, we build big reports--then deliver only the information that applies to you.
Each Daily Briefing is a bespoke report matched to your concerns. Tell us what you want in it, or we can match it to your professional needs. It's that easy.