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Intelligence for Better Decision Making
Erudite Risk takes an all risks approach to intelligence reporting. We categorize key intelligence into one of 40 different risk intelligence categories.
The goal is to provide intelligence that allows decision makers to avoid being blindsided by what they may have missed, while informing them to make better decisions as well.
Erudite Risk also includes operations categories so you can monitor the environment for better decision making. Everything is tied together--what happens in risk affects operations and what happens in the market impacts risk profiles.
We categorize key intelligence into one of 30 different operations intelligence categories.
Different roles and functions within the organization can monitor different key issue areas. HR may monitor employment, wages, regulations, labor and management relations, etc., while P&L leaders may monitor overall developing trends.
「中国系ハッカーに注意」 警察庁、米文書に共同署名
Beware of Chinese Hackers, National Police Agency Co-signs U.S. Document
Tokyo Shimbun | Local Language | News | Aug. 29, 2025 | Cyber Attacks and Data Loss
The National Police Agency and the National Cybersecurity Headquarters co-signed a U.S.-produced advisory document on August 27, alongside 13 countries including the United States and the United Kingdom, targeting the China-linked hacker group "Salt Typhoon." This joint declaration is part of a "public attribution" effort aimed at deterring cyberattacks by naming entities suspected of involvement.
Salt Typhoon has reportedly been active since at least 2021 and has targeted sectors such as telecommunications, government, transportation, lodging, and military infrastructure. Multiple cyberattack incidents connected to this group have been confirmed within Japan, though specific details have not been disclosed.
日印の人材交流、5年で50万人 首脳会談後に共同声明発表へ
India-Japan Human Resource Exchange to Reach 500,000 in Five Years; Joint Statement to Be Issued After Summit Meeting
Tokyo Shimbun | Local Language | News | Aug. 29, 2025 | UndeterminedEmployment
Japanese Prime Minister Shigeru Ishiba and Indian Prime Minister Narendra Modi are set to issue a joint statement during a summit in Tokyo on August 29, affirming enhanced cooperation between Japan and India. The focus areas will include defense and security collaboration, economic ties, and people-to-people exchanges.
A "Joint Vision" outlining a ten-year cooperation plan will be formulated, featuring a target to increase human resource exchanges between the two countries to 500,000 over five years. Additionally, the statement will note a policy to encourage private investment in India totaling approximately ten trillion yen going forward.
Regarding the four-nation cooperation framework known as the "Quad," which includes the United States and Australia, the joint statement will recognize its development as a lasting regional grouping and pledge to promote further cooperation within this framework.
増え行く単身世帯と消費市場への影響(3)-食生活と住生活の特徴
The Increasing Number of Single-Person Households and Their Impact on the Consumer Market (3) – Characteristics of Eating and Living Habits
NLI Research Institute | Local Language | AcademicThink | Aug. 29, 2025 | UndeterminedDemographics
Single-person households exhibit distinct eating and living habits compared to multi-person households, according to analysis based on the Ministry of Internal Affairs and Communications’ “Household Survey.” Younger single men spend about 70% of their food budget on eating out and prepared foods, while spending on basic ingredients is low. In contrast, older single-person households tend to eat out less and cook more at home. Since 2019, rising food prices (up approximately 20%) have led to a sharp decline in eating out, with increased spending on prepared foods and basic ingredients, particularly among single-person households, indicating an adaptation towards more economical and efficient eating habits.
In terms of living conditions, homeownership rates vary significantly by age within single-person households. Young single-person households have a homeownership rate around 10%, with a strong preference for renting due to factors like mortgage burdens and liquidity preferences. This rate climbs to about 50% for prime-age adults and rises to roughly 80% among the elderly, whose housing costs shift from rent to repair and maintenance expenses. For households of two or more people, homeownership exceeds 80% regardless of age.
The consumption behavior of single-person households shows significant diversity based on gender and age. There is a notable “duality” among these consumers: a young female cohort with strong economic power driving new markets, and more vulnerable groups facing challenges from high prices and declining incomes. As single-person households are projected to surpass 40% of all households, recognizing these segmented consumption patterns is critical for effective policy-making and product or service development going forward.
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