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Intelligence for Better Decision Making
Erudite Risk takes an all risks approach to intelligence reporting. We categorize key intelligence into one of 40 different risk intelligence categories.
The goal is to provide intelligence that allows decision makers to avoid being blindsided by what they may have missed, while informing them to make better decisions as well.
Erudite Risk also includes operations categories so you can monitor the environment for better decision making. Everything is tied together--what happens in risk affects operations and what happens in the market impacts risk profiles.
We categorize key intelligence into one of 30 different operations intelligence categories.
Different roles and functions within the organization can monitor different key issue areas. HR may monitor employment, wages, regulations, labor and management relations, etc., while P&L leaders may monitor overall developing trends.
Bảo hiểm tiền gửi chi trả sớm, không cần chờ ngân hàng phá sản
Deposit insurance pays out early, no need to wait for the bank to go bankrupt
VN Express | Local Language | News | Dec. 12, 2025 | UndeterminedBankruptcy-Insolvency
On December 10, the National Assembly passed an amended Deposit Insurance Law with over 94% approval. Effective from May 1, 2026, the law introduces three cases for deposit insurance payouts: when the State Bank approves a bankruptcy plan for a credit institution or foreign bank unable to pay deposits; when the State Bank suspends deposit-taking activities of a credit institution under special control that has losses exceeding 100% of its charter capital; and when the regulator requires payment to ensure system safety, public order, and social safety. These additions aim to enable timely payouts and stabilize depositor confidence.
The Governor of the State Bank, Nguyen Thi Hong, was assigned to set the maximum payout limit periodically. Currently, the limit is 125 million VND, although some delegates had proposed increasing it. The amended law also expands the role of the deposit insurance organization to include handling credit institutions under early intervention and special control, managing crises, and evaluating recovery and restructuring plans. The organization can provide zero-interest special loans to insured banks and is permitted to borrow unsecured funds at zero percent interest from the State Bank to make early payouts and cover shortfalls in the operational reserve fund.
Vietnamese PM calls for dialogue to resolve Cambodia-Thailand tensions
Vietnam News | English | News | Dec. 12, 2025 | Geopolitical Conflict and Disputes
Vietnamese Prime Minister Pham Minh Chinh urged Cambodia and Thailand to engage in dialogue to resolve their border tensions during talks with Cambodian Prime Minister Hun Manet on December 8. The discussions coincided with the inauguration of an international border gate on the Vietnam-Cambodia border, co-chaired by both leaders.
Chinh called on the two countries to practice restraint, respect each other's legitimate interests, and adhere to existing peace agreements. He affirmed that Vietnam is closely monitoring the situation and remains committed to contributing to peaceful solutions.
He highlighted that long-term stability benefits both Cambodia and Thailand and is crucial for ASEAN solidarity, as well as for regional peace, cooperation, and development.
Thông xe trên đèo nối Đà Lạt - Khánh Hòa sau hơn 1 tháng tê liệt
Traffic reopened on the pass connecting Đà Lạt and Khánh Hòa after more than 1 month of paralysis
Dantri | Local Language | News | Dec. 12, 2025 | Accidents
Traffic on the D'ran Pass, connecting Đà Lạt and Khánh Hòa, was reopened on December 11 after being closed for more than a month due to a landslide. The Lam Dong Department of Construction allowed vehicles with loads under 5 tons and passenger cars with fewer than 16 seats to travel in both directions, while heavier vehicles and larger buses must use alternative routes.
The landslide occurred on October 28, caused by prolonged heavy rain, which triggered the collapse of an uphill slope near Cầu Xéo, blocking the 10 km stretch of National Highway 20. The pass, known for its dangerous curves, links Đà Lạt with Song Pha Pass on National Highway 27, forming the route to Phan Rang in Khánh Hòa province.
Authorities continue to work on stabilizing the landslide area and advise drivers to avoid traveling through the pass at night or during heavy rain. Drivers are also urged to adhere to traffic signs and diversion plans in the repair zones to ensure safety.
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