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Intelligence for Better Decision Making
Erudite Risk takes an all risks approach to intelligence reporting. We categorize key intelligence into one of 40 different risk intelligence categories.
The goal is to provide intelligence that allows decision makers to avoid being blindsided by what they may have missed, while informing them to make better decisions as well.
Erudite Risk also includes operations categories so you can monitor the environment for better decision making. Everything is tied together--what happens in risk affects operations and what happens in the market impacts risk profiles.
We categorize key intelligence into one of 30 different operations intelligence categories.
Different roles and functions within the organization can monitor different key issue areas. HR may monitor employment, wages, regulations, labor and management relations, etc., while P&L leaders may monitor overall developing trends.
Hàng Việt xuất sang Mỹ lập kỷ lục mới
Vietnamese Goods Exported to the US Set a New Record
VN Express | Local Language | News | Nov. 25, 2025 | UndeterminedTrade Issues and Numbers
In the first 10 months of 2025, Vietnam's export turnover to the United States surpassed 126 billion USD, marking a 28% increase from the same period in 2024 and setting a new record. The US remains Vietnam’s largest export market, representing over 30% of total export turnover, driven by growth across multiple sectors. Key contributors include electronics, machinery, and technology, with computers, electronics, and components rising nearly 78% to over 34 billion USD, fueled by demand for AI servers and semiconductor-related products. Machinery and equipment exports grew by 9.2% to 19.6 billion USD, phones and components edged up to 9.02 billion USD, and textiles rebounded by 11.4% to 14.81 billion USD.
The toys and sporting goods sector experienced a dramatic increase of more than 255%, reaching 5.24 billion USD, due largely to American companies shifting orders from China. Other consumer products such as wood and wood products and vehicles and parts also saw increases of 6% and nearly 11%, respectively. Agricultural and aquatic products grew notably, with fruits and vegetables up 58.5%, coffee rising over 60%, rubber products growing 51%, and seafood recovering by 7.5% as US inventories declined and demand for premium products resumed.
Despite new tariffs affecting textiles since September, the sector maintained growth, with companies like Wigroup and Vinatex posting positive results and increased profits by accelerating shipments before tariffs took effect. Firms are enhancing compliance by increasing raw material localization and fully declaring origins to meet US standards. Companies are also pursuing automation, advanced processing, and new market opportunities such as the Halal segment to reduce reliance on the US market.
Experts highlight these trends as part of a global supply chain shift, where cooling US inflation, stable interest rates, and the end of inventory liquidation cycles are prompting renewed American demand. The ongoing move by US companies to reduce dependence on China further benefits Vietnamese exports in electronics, mechanical products, toys, textiles, and light industry. For 2026, prospects remain positive but face challenges from increased US trade defense investigations and stricter environmental and traceability standards. Vietnamese businesses are encouraged to enhance transparency and invest in sustainable production to sustain growth across key sectors.
Kết quả đợt cao điểm truy quét hang ổ lừa đảo tại Myanmar
Results of the intensive crackdown on fraud dens in Myanmar
Bao Dien Tu | Local Language | News | Nov. 25, 2025 | Corporate Corruption or Fraud
Between November 18 and 22, Myanmar authorities conducted a large-scale crackdown on online scam operations at the Shwe Kokko area near the Thai border, detaining 1,590 foreign nationals who had entered illegally. On November 22 alone, 223 individuals, including 100 Chinese citizens, were arrested for involvement in online scams and gambling activities. Authorities seized 2,893 computers, 21,750 mobile phones, 101 Starlink satellite receivers, 21 routers, and various industrial materials used in these illegal activities.
Images released by local media showed the destruction of many seized electronic devices. The use of satellite Internet access devices was notable, with the US-based Starlink service provider disabling over 2,500 devices believed to be used for improper purposes in the area. Online scam networks in Myanmar's border regions have been increasing, often exploiting emotions or soliciting fraudulent investments.
According to a United Nations report, East Asia and Southeast Asia suffered losses totaling approximately 37 billion USD in 2023 due to online scam activities. Regional responses include Vietnam repatriating over 450 citizens from Myanmar, Thailand proposing a six-country task force against online scams, and collaborative actions by countries such as Cambodia and South Korea to combat cross-border scam operations.
Cảnh báo tín đồ thẻ tín dụng: Lãi suất đồng loạt tăng, có nơi tới 40%/năm
Warning to Credit Card Users: Interest Rates Rising Across the Board, Some Up to 40% per Year
Dantri | Local Language | News | Nov. 25, 2025 | UndeterminedInflation
In November 2025, multiple banks simultaneously increased credit card interest rates, with the highest rates reaching approximately 40% per year. For example, BIDV raised its standard card rate from 18% to 22% and its Platinum World card rate from 16.5% to 20%. OCB increased its top interest rate from 33% to 37%, and Techcombank's rates went up to nearly 39% for some cards. State-owned banks like Vietcombank and VietinBank also raised rates, with Vietcombank increasing its standard card rate to 22% and VietinBank raising international card rates to 22%.
The timing of these interest rate hikes coincides with the year-end peak shopping season, including Black Friday, Christmas, and New Year's Day promotions, when card spending typically surges. Analysts attribute the increases not only to seasonal demand but also to banks' efforts to improve net interest margins (NIM), which have declined to their lowest levels since 2018 due to preferential loan packages offered earlier in the year.
Financial experts urge credit card users to exercise financial discipline amid rising rates. They recommend paying full balances on time to avoid high interest charges that can reach 35-40% per year after the interest-free period of 45-55 days, avoiding cash withdrawals on credit cards, and limiting spending to manageable levels to prevent falling into costly debt cycles.
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